shares

If you buy a stock for Rs 10 and sell it for Rs 20 after a year, your return from that stock is Rs 10 or 100%.
Now add the Rs 5 per share you have received as dividend.
Your total return will be Rs 15 (Rs 10 + Rs 5) or 150% (Rs 15 / by Rs 10 x 100).
If you buy a stock for Rs 10 and sell it for Rs 9 after a year, you would lose Re 1 per share.
However, you would have got Rs 5 as dividend. So you would net Rs 4 as earnings from the company.
In percentage terms, your return would be 40% (Rs 4 / Rs 10 x 100).